The Media Liability Insurance Directory
Who needs it
Music
Musicians, producers, labels, publishers, managers, studios, and venues.
Creators
YouTubers, podcasters, streamers, influencers, and other people who publish on their own.
Media organizations
Traditional and non-traditional media organizations and entertainment businesses round out the market.
Production companies
Film, TV, and documentary production and distribution carry the E&O exposures insurers underwrite by name.
Advertising agencies
Agencies and advertisers appear as named target classes across several media liability offerings.
Publishers
Newspapers, magazines, and digital outlets. Insurers name publishers among their core media liability classes.
Broadcasters
TV and radio networks, cable, and stations are named classes on multiple media liability products.
Journalists
Reporters, freelance writers, and independent news outlets that cover real people and events.
A specialized E&O coverage for content
Media liability insurance protects you when something you publish gets you in trouble. That means the words, photos, music, and videos you put out into the world.
It's a type of errors and omissions (E&O) insurance. If someone says your content hurt them, like it lied about them, used their work without permission, or invaded their privacy, this coverage can help pay to defend you. It covers claims about what you said or showed, not someone getting physically hurt or something getting broken.
The claims it is built for
- Defamation, libel, slander, and related reputational claims
- Copyright and trademark infringement arising from published content
- Invasion of privacy and related privacy violations
- Misappropriation of ideas, content, or likeness
- Negligence connected to media activities
- Intellectual-property infringement beyond copyright and trademark
- Breach of confidentiality, such as revealing information you promised to keep private
Think your commercial liability policy covers this? It probably doesn't. See why
Which one fits you?
SongSure
Music insurance for musicians, producers, record labels, publishers, managers, recording studios, and venues. A good place to start if your songs, recordings, or shows are the business.
CreatorSure
Insurance for creators, influencers, YouTubers, podcasters, streamers, filmmakers, photographers, journalists, writers, broadcasters, production houses, and studios.